Case #1

You're a single mother of two children. It's the holiday season and you have less than $200 left over after bills, food and other necessities. Your family is really into gift-giving, meaning you need to buy gifts for about 22 different people. Plus, need to worry about gifts for your own children. It is also the month where you are moving into a new apartment and you know that a moving van is expensive.

1. What do you choose to spend your money on?
2. How can you be creative to save money?
3. Why would this be the type of month where someone would get themselves into debt?

42 comments:

  1. i will spend the money on my children gifts. then i will save up money and when i have enough i will spend it on a moving van. i would try to have the best time possible with my children

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  2. #1 i would spend the money to buy my kids presents then make homemade gifts to save money to give people and find a cheap moving van or get my friends to help

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  3. i think dati would not buy a present to save money and if i did i would would get it from the street.

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  4. (1)I would just spend the money on my kids and tell everyone else I was sorry.
    (2)I can apply for another job.
    (3)Because they would want a loan and go overboard.

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  5. I would choose to have a light Christmas. I will spend my money at the dollar store. this is the month of poverty because you have to buy gifts for a bunch of people.

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  6. #2 The way i could save money is by making a fundraiser or ask my parents or something or my friends to help us

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  7. 1.First i would spend money on the moving then whatever is left is money for my children' s gifts and other people
    2.I would not spend over $10 on peoples gifts.
    3.Because they might want to get good presents but they dont have the money so they go in debt.

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  8. i choose to spend my money on something i really need

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  9. I would spend it on snacks and food for my family.I would not spend money and go to my parents house to eat.The reason you would go into debt is because it Christmas and there moving and they have to get a expensive moving van.

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  10. I would spent my money on gift from the 99 cent store. I know that it doesn't cost much but it means a lot. To save money I would give thing that I have got and don't like. I could make a card for them to save money.This would be a month to get into debt because they would be spending so much money on gift that they would go on debt.

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  11. it would be a bad month because our economy is so bad and the stock market is going down.

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  12. get me a job and get money

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  13. i choose to spend the money on my children. but try to spend less so i can have enough for the moving van. try to have a happy holiday.

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  14. 1-i would get all the stuff that was sent to me and re gift it.

    2-i will spend most of my money at savers cause there cheep there.

    3-cause they have to pay there bills and bye gifts and pay for the expensive van

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  15. What do you choose to spend your money on?
    i would choose to spend money on all that we need. we could still do all of this if we went to the dollar store we can buy or kids a nice trendy gift.And still have money let for a van.

    2. How can you be creative to save money?
    we could be creative by adding candies from the 99¢store

    3. Why would this be the type of month where someone would get themselves into debt?
    this would be a month where you get in debt because people spend too much.

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  16. of course if i get married and have children then i would spend it on my children and save the money up and make homemade gifts then get a moving van.

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  17. Personally I would go to the 99cent store to buy most of the gifts.For the moving van I would ask a family member. One way to be creative with your money is just to gift the gifts that people gave to you that you didn't like.The reason why they can get in debt is because some of the gifts can cast a lot.

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  18. 1.I would buy the presents for my children first then see if anyone i know will lend me money to get a moving truck.
    2.I would my car to move my stuff to the new apartment to save money.
    3.its a time where everyone goes into debt because of the holiday.

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  19. I would spend my money on small gift for children.

    I will save more money by buying presents from the yard sale.


    This is the holiday where she gets into debt because she only has 200$.

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  20. 1.If were me then i would spend my money on me and my kids.
    2. I will just go join a bank account and put all of my money in it, And if i really need the money then i will just go and take the money out of the bank account.
    3.

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  21. 1.I would spent my money on the gifts that are not expensive.
    2.I would save money by getting a friend to move my stuff.
    3.This month would get people into debt because people have to buy presents for their family.

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  22. 1. If it were me I would spend my money with my children.
    2. I would be creative with my money by saving it in the bank and taking it out when I need it.
    3.A person would get in debt in these seasons because they want to buy gifts for the 22 people plus there kids.

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  23. 1. I would pay the bills and if i had left over money i would use it to spend it on the gifts for my child's

    2.What I would do to be creative is go to the dollar store to buy the gift. And then I would ask someone for their truck to move my stuff.

    3.It's time that people get into dept because they spend money on buying gifts for their family.

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  24. 1)I would spend my money on buying dollar store gifts for everyone.
    2) A creative way to save money would be to ask someone if I could borrow their truck.
    3)This is the type of month where people get themselves into debt because they want to do everything they have to do. So they use their credit cards and other stuff so they get into bdebt.

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  25. I would spend my money on small gift for children.

    I will save more money by buying presents from the yard sale.


    This is the holiday where she gets into debt because she only has 200$.

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  26. save by staying home and if your brother says lets go to the state fair you'll say screw you!

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  27. 1)I choose to spend my money on my kids and on the moving van.And the spare money you can buy little presents for the people you can give.
    2)Well for the people I can just make them a little home gift, or just make a dinner for the people.
    3)You could get in debt,because you need to pay the rent and the bills,and you need to get all your Christmas presents,

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  28. i would choose to spend my money at the stor and buy pants for me and give some to my mom. i would also spend it on buying thing that i need on the house.

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  29. we would spend our money on the apartment because we need a place to live in,we would make home made gifts for the family,because they buy gifts for the whole family.

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  30. i would use it on buying clothes and sheos. thats really all i would buy.if i had things like that. and buy things for my family too. cuz i`m nt selfish. just to really let you know k!!!

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  31. 1) i would buy a small gift for my children.
    2) i would buy a little car or doll
    3) she will get on debt b cuz she only has 200$

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  32. i would spend my money on a rented car and i would move myself

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  33. I would have thee money and just buy my children thee gifts they want and worry more about moving and tell everybody I'm sorry but money is tight :)

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  34. for me that an important reason to save the money because you dont no when you going neat the money so in one reason of that so in that i neat go to the tio rico to life my car in there that is one good option because you have money for the credit of your car good option

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  35. 1) i would buy a small gift for my children.
    2) i would buy a little car or doll
    3) she will get on debt b cuz she only has 200$

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  36. I will look for an aparment and i told them that i dont have to much money because i need to look for a amparment and i buy them at othedr day.

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  37. 1.i would wait for another time and buy them a gift
    2.a hot weels car and alittle doll
    3.she will be in debt

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  38. If i were in that situation i wouldn't buy gifts.I would worry about saving money.with this life crisis its way more important to save instead of buying presents.

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  39. Gabee...&& St3P@n!3 B.January 6, 2010 at 9:43 AM

    1.) i would worrie about gettinq roof over our heads then purchasing qifys! I'll just take my kidsz to B.K. or mickey deesz! haha

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  40. 1.I would chose the apartment because you need a house and it is really important to have a house

    2. dont spend money on stupid stuff

    3.because it is around christmas

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  41. 1:i would spend my money on things i need
    2:by just buying what i need and saving the rest
    3:because at this time of year people get there taxes and they buy a lot with credit cards


    By : Yesenia Felix

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  42. i would buy the food and all the necessary items we need for the family.
    Then i would buy my kids cheap gifts with left over money and explain to the others that money is very tight as well as my children so they cant get what they want at this time.
    And instead of paying a moving van, ask friends or close by known neighbors if they can help out with moving my furniture and everything on a truck.....

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